News & Urgent Action Alerts
Posted Dec 21st, 2016
he Coalition Protecting Auto No-Fault (CPAN) announced today that, the Executive Committee of its Board of Directors unanimously voted to expel the Michigan Health and Hospital Association (MHA) from its membership. The vote occurred after the close of the lame duck legislative session, during which MHA sought to broker a deal with the auto insurance industry that would have ...

Urgent Action Alert
Posted Dec 14th, 2016
CPAN is urging all members to CALL their Michigan lawmakers today and tell them to vote NO on the proposed last-minute Lame Duck no-fault legislation. The proposed bill would cap injury benefits for uninsured children and seniors, limit family-provided attendant care for catastrophic accident survivors and create a biased fraud authority. • Michigan House of Representatives: 517-373-0135 • Michigan State Senate: 517-373-2400

Urgent Action Alert
Posted Dec 13th, 2016
The Michigan Legislature are considering a last-minute bill today that would drastically impact the state’s no-fault auto injury system while benefitting insurance companies.

Posted Oct 3rd, 2016
Our friends at the Brain Injury Association of Michigan said in a recent Facebook post, “lame duck session is coming and is scarier than Halloween.” Unfortunately, this year, that’s turning out to be true. Late last week, Representative Jason Sheppard, R-Temperance, introduced legislation — HB 5951 — that once again puts Michigan’s no-fault system and its critical medical benefits at grave risk. The bill proposes different levels of medical benefits, starting at an abysmal $250,000 cap on medical coverage. This would leave accident victims with limited coverage and zero options.

Urgent Action Alert
Posted Aug 26th, 2016
LANSING – Michigan Court of Appeals issued ruling today in the Coalition Protecting Auto No-Fault’s transparency lawsuit against the Michigan Catastrophic Claims Association (MCCA).

Posted Aug 2nd, 2016
On June 22, 2016, the Michigan Supreme Court granted CPAN’s Motion for Leave to File an Amicus Brief in the case of Covenant Medical Center, Inc. v State Farm, which is currently pending in the Michigan Supreme Court (Docket No. 152758). CPAN’s General Counsel, George T. Sinas, of the Sinas Dramis Law Firm, drafted and filed CPAN’s Motion seeking amicus status and, in a recent statement, emphasized the significance of this case. Read George's Summary here...

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Posted Aug 2nd, 2016
On June 22, 2016, the Michigan Supreme Court granted CPAN’s Motion for Leave to File an Amicus Brief in the case of Covenant Medical Center, Inc. v State Farm, which is currently pending in the Michigan Supreme Court (Docket No. 152758). CPAN’s General Counsel, George T. Sinas, of the Sinas Dramis Law Firm, drafted and filed CPAN’s Motion seeking amicus status and, in a recent statement, emphasized the significance of this case. Read his summary

Urgent Action Alert
Posted Mar 24th, 2016
Dr. Owen Perlman specializes in treating catastrophic auto accident victims. His column warning against the "worthless and Draconian" coverage proposed by Mayor Duggan's D-Insurance plan was published in the Detroit News today.

Posted Mar 14th, 2016
The background document provides a detailed explanation of the CPAN "transparency" lawsuit against the MCCA including the current status of the case.





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Welcome to CPAN: the Coalition Protecting Auto No-Fault  

The Michigan No-Fault System Is Under Attack!
Help us Preserve Your Auto No-Fault Benefits!

The insurance industry has introduced legislation that, if enacted, would fundamentally change the basic nature of the Michigan auto no-fault system.

Michigan insurance companies want to cap your injury and rehabilitation auto insurance benefits (known as Personal Injury Protection), which they say will save drivers about $10 per month for one year.  

Here’s what insurance companies are not telling you about this legislation:

  • The insurance industry-backed legislation will result in little savings -- just $10 per month for ONE YEAR ONLY. After that, there are no guarantees of long-term savings. 
  • Drivers will have to purchase MORE insurance to protect themselves from underinsured drivers.
  • Seriously injured drivers will be FORCED onto welfare programs to pay for their care once their auto insurance hits the proposed limits, costing taxpayers tens of millions of dollars each year.

View a full analysis of the insurance industry's legislation, House Bill 4612, by clicking the link below:

Summary Analysis of HB 4612

 

Help CPAN Protect Our Auto Insurance Benefits!

Visit our advocacy page to learn how you can help CPAN fight your the rights of accident victims and protect our model no-fault system.

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Lansing, MI 48933
Phone: (517) 882-1096
Fax: (517) 882-0879

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